Electronic Check Conversion (ECC)
Electronic check conversion combines the benefits of paper checks with the speed, ease and safety
of electronic processing. It's just like accepting a credit card or debit card at the point-of-sale. The
check is converted to a paperless transaction by electronically moving funds from the customer's
bank account to the merchant's bank account. This service delivers a streamlined check acceptance
process that eliminates returned checks and returned check fees, while reducing paperwork and
trips to the bank.

Benefits of Check Conversion:

• Faster check payment processing
  
• Bank account consolidation; centralized funds for multiple locations
  
• Checks are electronically deposited in your account - no trips to the bank
  
• Returned items are discovered faster, expediting the collection process
  
• Quick detection of check fraud
  
• Eliminates lost or stolen checks before deposit
  
• Transaction reporting available real-time